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When it comes to distributing the load between database and application server, web server, and internal report servers, often various approaches were discussed some purely by ideology driven.
Some realistic real world examples:

If you want for your external business application in a scenario 2 (most cloud databases are optimized on relational data and databases are stored often on a seperated optimized disk in raw format, so this is already a performance advantage to c:\*.mdf;*,ldf, where all windows services and system programs permantly have high IO, see https://youtu.be/ybNXf4t4zT4)
then contact cloud pilots to see your database in azured mediterranean sea or tech racer to get more amazon power, instead under heavy violent high-pressure thunderstorms.
If you like more european clouds, I found https://clouding.io/ in Barcelona and transfered Paris amazon location to it. Spanish cloud in Madrid and US in west virginia is still amazon.
You know why?
Because a lot of companies with 1-2 business application mostley hammer their own database from inside and produce them self a lot of traffic and database load, because they want to keep their business important.
Moving an application and database to the cloud is truly truthfulness,because it allows you to better understand attitudes of customers, internal users and bots, who visit your application. A realisitc view is better to plan for the future and rethink strategies of re-.growing your business. If you want to make direct SQL-Queries like in scenario 1 from your local network, you could easy build a VPN to synced database in the cloud.
If you want to grow, you can dynamically and quickly scale up CPUs, memory, and disk space in the cloud.
The 20th G20 Summit 2025 just took place on November 22-23, 2025, in Johannesburg, South Africa. Guests were United Arab Emirates. A photo gallery under a Creative Commons license is available on Wikipedia: https://commons.wikimedia.org/wiki/Category:2025_G20_Johannesburg_summit
The next G20 Summit (the 21st since G20 inception) will be organized in USA Miami at Trump National Doral Miami on December 14-15, 2026.
The G20 website, https://g20.org/, was immediately taken over by US President Trump, who runs advertisements for the next 2026 #G20 #MiamiSummit. Content from this year's G20 Summit moved to Wikipedia and other websites.
G20 2025 page listed on Wikipedia as being added active on November 27th https://de.wikipedia.org/wiki/G20-Gipfel_in_Johannesburg_2025#Weblinks referring to https://g20.org/wp-content/uploads/2025/11/2025-G20-Summit-Declaration.pdf is already offline.
A replacement page is available here: https://brics-plus-analytics.org/g20-leaders-adopt-summit-declaration/ but the generated document appears to have been quickly recreated using Adobe Publisher without document properties: